We help employers maximize their resources by designing cost effective employee and executive benefit plans. Since healthcare is an ever increasing cost, our Agency specializes in working with companies on alternative funding arrangements on their healthcare. We find creative healthcare solutions using the following:

• HMO  • PPO  • POS  • EPO
• HSA  • HRA  • Self Funding

Products
Medical Insurance
Dental Insurance
Group Life
Group Long Term Disability
Group Short Term Disability
NYS DBL
Voluntary Benefits
Key person Disability
Key person Life
Long Term Care Insurance
Cafeteria Plans
401(k)
403(b)
Services
Market Research
Plan Design & Analysis
Financial Analysis
Reimbursement Strategies
Legislative Issues (HIPAA)
Employee Communication/Education
Enrollment Support
Underwriting
Rate Negotiations
Billing Issues
Claim Issues


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